To help you reach your financial goals, consider supplementing your retirement savings through UC’s 403(b), 457(b) or DC Plans. UC provides several resources to assist with retirement planning. It is never too early to start planning for retirement. It will help small businesses save time and money, and is truly a win-win for small businesses. Use your access code to start facilitating CalSavers or exempt your business if you already offer a retirement plan. Learn about your UC retirement benefits and managing your financial life.
Staying on track for a secure financial futu

For example, a 25-year-old who invests $2,000 a year for eight years and never invests an additional dollar can accumulate more by the age of 65 than a 35-year-old who invests $2,000 a year for 32 years, even though the 35-year-old invests four times as muc


If you own a home in Clovis, Madera, or Solvang, a trust can save your family tens of thousands of dollars in probate fees. It’s a practical tool to avoid the state’s costly probate process, which can consume 4% to 7% of your estate’s gross value. The "revocable" part means you can change or cancel it at any time while you’re alive and mentally competent (California Probate Code §15401). At Lawvex, we help families throughout Central California, from Clovis to Madera to Solvang, create estate plans tailored to their unique situation


Even if you haven’t decided exactly when you’ll be ready to retire, it’s important to start preparing as soon as possible. Read more about different rules that may apply to your retirement benefits. (If you’re eligible, you’ll receive a Retirement Benefits Decision GuidePDF in the mail.) The sooner you enroll, the sooner you start receiving UC contributions and/or service credit. Each session requires individual registration. This presentation will help you understand inheritance planning support your retirement benefits and the steps to retire from UC. These and many other questions should be considered several years prior to retirement in order to ensure a successful retiremen


Planning financially for retirement is much easier for those who start when they are young. We offer many opportunities to meet with our dedicated and experienced Client Services team to learn about the progam. Each saver decides how much to contribute and where this money is invested. With CalSavers, millions of California workers have the opportunity to get on track for their future. Schedule an appointment with a Retirement Administration Service Center (RASC) retirement counselor to explore your retirement options and learn more about the retirement process.
A simple, trusted way to save for retireme


Twenty years from now, when you’re gone, you don’t want her ex to have a claim on the money you’d like to leave her. Have a daughter who’s in a shaky marriage and inheritance planning support could someday face divorce? If you left the world tomorrow, what would happen to the house you’re renting to your grandson and his family? Right now, if you were hit by a car and lay unconscious in the hospital, who would legally be empowered to manage your finance

When married couples hold community property in a joint revocable living trust, the surviving spouse may receive a full stepped-up basis on the entire property when the first spouse dies, potentially eliminating capital gains tax on appreciated asset


This is because family situations and laws change rapidly over time. Does it matter if the law firm that creates my Living Trust still exists after I die? The chances of you making a mistake on a handwritten Will, failing to include crucial language, or accidentally creating an invalid document are extremely hig


An estate plan is a collection of legal documents like wills, powers of attorney, and trusts. All beneficiaries should have some form of an estate plan. This page emphasizes the importance of estate planning for Indian trust beneficiaries. No information that constitutes an offer to sell or buy a security inheritance planning support or a form of investment advice may be placed on the website. If you have inherited money and want help making smart decisions, we would be honored to support you. Sudden wealth planning is about building a thoughtful strategy, reducing risk, and protecting long term securit

For New Parents and Married Couples
What happens when you have a specific question about your beneficiaries or how to title an asset in your trust? A little bit of caution now can provide a whole lot of peace of mind later. Whether you’re considering an online platform or a local attorney, there are several ways to save money without sacrificing peace of mind. A simple will is a legal document that outlines your wishes for your property after you pass awa


This is especially important if you have a more complex situation, like a blended family, a child with special needs, or business assets. For people with straightforward financial situations, these tools can be an affordable and easy way to create essential documents. The best choice really comes down to your family’s specific needs, the complexity of your assets, and your comfort level with legal documents. This is especially true when planning for child custody and ensuring your children are cared for by the people you choose. While affordability is important, the true value of an estate plan is the peace of mind it provides. Because they are more detailed and offer greater control, creating a trust costs more than a basic will, whether you use an online service or work with a family law attorne