IAL3 verification methods are more stringent and more expensive, making them suitable for high-stakes transactions. While IAL2 uses biometric verification technology, IAL3 requires in-person identity checks.

IAL3 requires liveness detection presentation attack to ensure that physical applicants match reference images in any piece of evidence; as well as phishing-resistant methods including FIDO Passkeys.

NIST IAL3 verification

IAL3 is the highest identity verification level, requiring both on-site or remote supervision and live image comparison with the strongest piece of evidence. It acts as a direct deterrent against infiltration techniques like deepfakes and AI impersonation; additionally it utilizes face binding technology to provide enrollees with robust credentials that prevent SIM swapping and MFA bypass attempts.

NIST 800-63A IAL3 provides three assurance levels for authentication: FAL1, FAL2 and FAL3. These serve to convey confidence values to relying parties (RPs) when conducting federated identity transactions.

The latest version of NIST 800-63A IAL3 updates these levels for modern security threats. It recognizes remote identity proofing methods as pathways to IAL2 and higher, requires multifactor authentication that is more resistant to phishing, supports more flexible federation levels, requires KBV for FALs as well as increasing the requirements on RPs to validate assertions at these levels - all making it easier for CSPs to meet FedRAMP High requirements while saving both time and money on risky password resets or compliance bottlenecks. These changes help CSPs meet FedRAMP High requirements while saving both time and money on risky password resets or compliance bottlenecks - making life simpler while saving both in terms of time savings on time or money spent on risky password resets or compliance bottlenecks.

IAL3 identity proofing

As more transactions move online, it becomes essential to verify the identities of people interacting with them. The National Institute of Standards and Technology (NIST) provides Identity Assurance Levels as a guideline for this process; each level indicates how confidently one party can be that an assertion of an identity corresponds with a real-world person.

NIST 800-63A IAL3 has recently been updated to modernize these levels, requiring cryptographic binding in federated transactions and officially integrating user-controlled wallets and verifiable credentials into official processes. Furthermore, this version mandates phishing-resistant methods like FIDO Passkeys as well as providing CSPs with access to nonbiometric pathways for IAL2 that permit CSPs to use verification procedures that do not involve the automated comparison of biometric samples for authentication.

TrustSwiftly can help your organization meet these stringent requirements. Our comprehensive NIST IAL3 compliant solution combines remote IAL3 identity proofing, document validation and dynamic knowledge-based authentication to provide an effective defense against modern attacks. It supports various evidence types including chat logs, videos, liveness detection facial recognition as well as documents. Plus it features step-up reproofing based on risk which reduces cyber liability insurance premiums as well as operational expenses from frequent password resets.

IAL3 compliant solution

NIST has identified three levels of digital identity proofing, known as Identification Authority Levels (IAL), Authenticator Assurance Levels (AAL), and Federation Assurance Levels (FAL). Of these levels, Identification Authority Level 3 requires stringent in-person or remote session supervision as well as biometric comparison in order to protect identities against impersonation or fraud.

Traditional methods of IAL3 proofing can be costly and time consuming for remote workforces, wasting both resources and security risks. Trust Swiftly's patent technology provides an IAL3 remote proofing solution that meets NIST standards and FedRAMP High requirements, saving businesses both money and security risks.

Our NIST IAL3 service providers verification solution employs chats, videos and facial recognition with liveness detection capabilities to offer secure, reliable, and auditable proofing processes. Furthermore, it allows organizations to implement risk-based reproofing while meeting 3PAO audit requirements at reduced costs; making it an ideal solution for businesses that must meet IAL3 regulations while simultaneously protecting themselves from cyber liability or fraud.

TrustSwiftly

TrustSwiftly provides a fast, straightforward, and secure method of identity verification for businesses. This service helps prevent fraudulent transactions while saving both time and money by eliminating the need to review every customer individually. TrustSwiftly uses SMS verification, facial recognition with liveness detection technology, documentation reviews, video ID checks, behavioral biometrics verification techniques to authenticate customers identities.

Businesses utilizing watchlist screening to identify individuals or entities associated with terrorism, money laundering or fraud enables them to protect their platforms while complying with regulations.

Enterprises seeking enhanced security, regulatory compliance, improved user experience and operational efficiency will find this solution suitable. It combines advanced document verification methods such as multispectral UV light analysis to detect forgeries with face recognition with liveness detection and fingerprint scanning to validate claimed identities in the real world. In addition, robust chain-of-custody and anti-spoofing protections can be enabled along with real-time binding of an authenticator to any verified identity in real time, thus protecting against stand-in fraud attacks as well as phishing attacks.